Wednesday, March 25, 2009

When will it end?

Warning: Whining ahead.

I feel like our checking account is going through a draught! Well, I guess it kinda is, really. And I know I should count my blessings instead of sheep (White Christmas anyone?), but the sheep are "baaa-ing" a little loudly right now. I just finished paying our bills. And we don't get anything but the bare bones bills. In trying to wean ourselves (Daniel) off the credit card, I have been using the debit card for stuff I would have used the CC for. So our CC bill was very small. Only a few tanks of gas, some home improvement and an automated donation that happens every month. **sorry, that was a rabbit trail** And I still had to move money from our emergency fund to the checking account because after paying the bills we were in the r.e.d. Add on top of the that "Minimum Balance Requirement so we don't charge you and arm and a leg and take your firstborn", and I had to move alot. A lot in my book anyway. We've now hit the $1,000. mark for using money out of our emergency fund. Yuck, yuck, yuck. And I know that it is NOT a bottomless pit.

THIS is one reason why we are so eager to move and have either (a) no debt or (b) a much smaller mortgage. That way we don't have to keep throwing our money to the loan sharks and lining their pockets with interest. When I look at how much interest we give away every month/year, I could go barf in the jon. That's why I don't look very often and just keep paying the mortgage payment every month.

So yeah, I'm just sitting here wondering when, when, when will Daniel's work be back to normal and the money will be right there, waiting in the budget for me to write a check to pay the bill and not have to figure out how much I'm going in the red by writing the check?

I guess I better start counting my blessings, huh?


Anonymous said... [Reply to comment]

It's just really hard right now. It's okay to whine about it.....times are hard! It's great to count your blessings but things just have to start turning around at some point.
Been reading your blog for a few months now and I really enjoy it. I found your blog through the Cents To Get Debt Free blog. Just wanted to let you know you're not alone in wondering when the money thing will normalize and just hoping we make it through with something left.


Sally said... [Reply to comment]

Welllllllll, I don't believe I have answers for this one. I remember when I used to lay awake at night worrying (sinning, really) about finances. And I wasn't anywheres near your situation. I love you lots and will be praying for you so you won't worry and that you'll just be excited as you watch God provide for each need.

Anonymous said... [Reply to comment]

I have been reading your blog a few months and really enjoy it. I will tell you what I keep telling myself. Hang in there!! God knows our needs. My husband works seasonally too and since October it has been a juggling act with the finances. Winters are always rough for us but this one, with the joblosses and all has been the hardest we have ever had. A cashier at Walmart asked me yesterday how myself and family were and I said, "well we have a roof over our heads, food on the table, and two healthy growing kids". Right now you have too accent the postive in life. Things could ALWAYS be worse!! You take care and keep looking up.
Kristal in Southwest Virginia